Why Florida is a fit
Hurricane resilience is the dominant decision vector for most Florida coastal builds. Concrete-core construction with a stamped 250 mph rating and Class A assembly path generally qualifies for carrier resilience discounts — the specific amount varies by carrier and site.
Code + permit path
Florida product approval and Miami-Dade NOA are under review. HVHZ applicability remains project-specific and subject to AHJ and engineer-of-record review.
Insurance framing
Lok-N-Blok builds may support resilient-construction premium discussions in carrier rating tables for Florida properties. The specific reduction depends on your carrier, your exposure zone, your site's historical claims, and the engineering documentation on file for the project. Every reservation includes a scoped quote where we help you get a carrier-specific premium estimate before you sign.
Hurricane / storm season
Primary exposure window: June 1 – November 30. Design wind for permit review: 170 mph (Miami-Dade) · 140 mph (inland coast) · 130 mph (central).
Top markets in Florida
Miami, Tampa, Orlando, Jacksonville, Pensacola, Naples, Fort Myers.
Distributor & territory
Active. Onboarding wave-one distributors now (territory pricing available on request). If you are a builder, developer, or distributor in Florida interested in territory pricing, volume commitments, or certified-installer status, request access or email info@blokusa.com.